Mutual Fund

Who can invest

  • Resident Indian Individuals / HUF
  • Indian Companies / Partnership Firms
  • Trusts/Charitable Institutions/PF
  • Banks/FIs/NBFCs
  • Insurance Company
  • NRI/FII


Characteristics of a Mutual Fund

  • Investors own the mutual fund.
  • Professional managers manage the affairs for a fee.
  • The funds are invested in a portfolio of marketable
  • securities, reflecting the investment objective.
  • Value of the portfolio and investors’ holdings, alters with
  • change in market value of investments

Pros and Cons of Mutual Funds

  • Portfolio diversification
  • Professional management
  • Reduction in risk
  • Reduction in transaction cost
  • Liquidity
  • Convenience and flexibility
  • No control over costs
  • No tailor-made portfolios
  • Issues relating to management of a portfolio of mutual funds

Types of Funds classified by nature of Investments


EQUITY FUNDS

  • Pre-dominantly invest in equity markets
  • Diversified portfolio of equity shares
  • Select set based on some criterion
  • Diversified equity funds(ELSS as a special case), Capitalisation based funds, Index funds, Sectoral funds, Value Funds, Equity Income or Dividend Yield Funds, Aggressive Growth Funds, Growth Funds etc

DEBT FUNDS

  • Predominantly invest in the debt markets
  • Diversified debt funds
  • Select set based on some criterion Income funds or diversified debt funds, Gilt funds,Liquid and money market funds,Serial plans or fixed term plans, High Yield Debt Funds etc

BALANCED FUNDS

  • Growth & Income Funds( strike a balance between capital appreciation & income for the investor)
  • Investment in more than one asset class
  • Debt and equity in comparable proportions
  • Pre-dominantly debt with some exposure to equity
  • Pre-dominantly equity with some exposure to debt
  • MF News
  • IPO News

Coffee Can Portfolio: Here#39;s all you need to know Watch the interview of Rakshit Ranjan, Coffee Can Portfolio Manager of Ambit Asset Management with Ekta Batra and Prashant Nair of CNBC-TV18, where he shared what the Coffee Can Portfolio is all about.
Mon, 20 Nov 2017 13:15:58 +0530


Confused about which fund to invest in? Mutual funds just got easy All mutual fund schemes within a fund house will need to be appropriately distinct from each other in terms of strategy, asset allocation, etc.
Fri, 17 Nov 2017 11:45:27 +0530


Sunil Subramaniam Watch the interview of Sunil Subramaniam, CEO at Sundaram Mutual Fund with Prashant Nair and Ekta Batra on CNBC-TV18, in which he shared his readings and outlook on market and specific stocks.
Wed, 08 Nov 2017 12:05:50 +0530


Manish Sonthalia Manish Sonthalia also said that telco ARPUs could have bottomed out and a tariff hike is likely to be around the corner.
Fri, 03 Nov 2017 10:56:31 +0530


Swati Kulkarni Watch the interview of Swati Kulkarni, Executive Vice President and Fund Manager at UTI MF with Prashant Nair and Ekta Batra on CNBC-TV18, in which she shared her readings and outlook on market and specific stocks and sectors.
Tue, 31 Oct 2017 12:04:40 +0530


Can mutual funds help you generate tax efficient monthly fixed income? For regular returns, investors opt for fixed deposit, company deposit or small saving schemes. These suffer from disadvantages when it comes to taxation, falling interest rates liquidity in case of some emergency.
Wed, 25 Oct 2017 12:25:28 +0530


S Krishna Kumar S Krishna Kumar said that the bank recap step changed the framework with which PSU banks will be seen. He expects cement, infra stocks to get better as well.
Wed, 25 Oct 2017 10:41:39 +0530


Leo Puri CNBC-TV18 caught up with Leo Puri, MD, UTI AMC to talk about SIP culture and the outlook for the mutual fund industry going forward.
Mon, 23 Oct 2017 15:53:02 +0530


Lalit Nambiar Watch the interview of Lalit Nambiar, EVP - Fund Manager Head of Research at UTI MF with Prashant Nair, and Ekta Batra on CNBC-TV18, in which he shared his readings and outlook on market and specific stocks.
Wed, 18 Oct 2017 12:43:51 +0530


Adhil Shetty Your SIP investment must go up as your income rises.
Fri, 13 Oct 2017 12:14:33 +0530