Mutual Fund

Who can invest

  • Resident Indian Individuals / HUF
  • Indian Companies / Partnership Firms
  • Trusts/Charitable Institutions/PF
  • Banks/FIs/NBFCs
  • Insurance Company
  • NRI/FII


Characteristics of a Mutual Fund

  • Investors own the mutual fund.
  • Professional managers manage the affairs for a fee.
  • The funds are invested in a portfolio of marketable
  • securities, reflecting the investment objective.
  • Value of the portfolio and investors’ holdings, alters with
  • change in market value of investments

Pros and Cons of Mutual Funds

  • Portfolio diversification
  • Professional management
  • Reduction in risk
  • Reduction in transaction cost
  • Liquidity
  • Convenience and flexibility
  • No control over costs
  • No tailor-made portfolios
  • Issues relating to management of a portfolio of mutual funds

Types of Funds classified by nature of Investments


EQUITY FUNDS

  • Pre-dominantly invest in equity markets
  • Diversified portfolio of equity shares
  • Select set based on some criterion
  • Diversified equity funds(ELSS as a special case), Capitalisation based funds, Index funds, Sectoral funds, Value Funds, Equity Income or Dividend Yield Funds, Aggressive Growth Funds, Growth Funds etc

DEBT FUNDS

  • Predominantly invest in the debt markets
  • Diversified debt funds
  • Select set based on some criterion Income funds or diversified debt funds, Gilt funds,Liquid and money market funds,Serial plans or fixed term plans, High Yield Debt Funds etc

BALANCED FUNDS

  • Growth & Income Funds( strike a balance between capital appreciation & income for the investor)
  • Investment in more than one asset class
  • Debt and equity in comparable proportions
  • Pre-dominantly debt with some exposure to equity
  • Pre-dominantly equity with some exposure to debt
  • MF News
  • IPO News

How to accomplish your financial goals through twin strategy of SIP and SWP It’s advisable to adopt the twin strategy of Systematic Investment Plan (SIP) and Systematic Withdrawal Plan (SWP) to meet financial goals.
Fri, 16 Feb 2018 10:12:01 +0530


Direct plans of mutual funds: Why do they suit everyone Product awareness campaigns by market participants and sustained backing from the regulator would motivate more retail investors to embrace direct plans.
Fri, 09 Feb 2018 10:35:25 +0530


S Naren Investors had forgotten the word ‘risk’ and now they will be more careful, said investors had forgotten the word ‘risk’ and now they will be more careful.
Wed, 07 Feb 2018 11:31:14 +0530


Dr.Renu Pothen GOI has decided to introduce a 10% tax on long term capital gains on equities and equity oriented mutual funds exceeding INR 1 lakh.
Fri, 02 Feb 2018 15:21:35 +0530


Lalit Nambiar Watch the interview of Lalit Nambiar of UTI MF with Prashant Nair and Ekta Batra of CNBC-TV18, where he shared his readings and outlook on the fundamentals of the market, and specific stocks and sectors.
Tue, 23 Jan 2018 12:04:32 +0530


Harsha Upadhyaya The expert believes that it would be prudent to tilt the portfolio towards largecaps, where valuations are slightly better.
Mon, 22 Jan 2018 11:01:26 +0530


Sunil Subramaniam In an interview with CNBC-TV18, Sunil Subramaniam, CEO of Sundaram Mutual Fund discussed the mutual fund (MF) industry wish-list and their expectations from Budget 2018.
Thu, 18 Jan 2018 14:56:59 +0530


Bill Maldonado The one thing they like about investing in India is the prudent manner in which the economy has been managed by the government and the RBI, said Bill Maldonado of HSBC Global AMC.
Fri, 12 Jan 2018 15:50:33 +0530


S Krishna Kumar The overall market is factoring in a lot of positive news, said S Krishna Kumar. Cues such as India being fastest-growing economy going ahead along with swelling order books of EPC firms are working well.
Thu, 11 Jan 2018 10:28:56 +0530